Welcome to the Money section of BanglaYojona!
Here, we bring you practical knowledge about finance, savings, and money management to help you make smarter financial decisions.
In this section, you will find:
💰 Personal Finance Tips – easy guides on budgeting, saving, and managing your money.
🏦 Loans & Banking – everything you need to know about personal loans, home loans, credit cards, and banking services.
🛡️ Insurance & Security – insights on life insurance, health insurance, and financial protection for your family.
📈 Investment & Growth – simple explanations of investments, mutual funds, and ways to grow your wealth.
📊 Money Management – practical advice for handling expenses, debt, and long-term financial planning.
At BanglaYojona, our goal is to simplify finance and money matters so that every reader can understand and apply them in daily life.
You are in a situation where most of your salary is eaten up by food, rent, and the purchase of necessary items, and your salary is also limited—around ₹20,000. It is really tough to manage a family, cover personal expenses, and also meet family expectations and needs. However, you can still save with proper planning…
More than 7 crore Income Tax Returns (ITRs) have been filed for Assessment Year 2025-26 as of 15th September, marking a significant milestone for the Indian tax administration. The Income Tax Department expressed gratitude to taxpayers and tax professionals for their continued support and participation, highlighting that the number continues to rise with each passing…
Understanding the distinctions among tax rebate, deduction, and exemption is vital for taxpayers under the Indian income tax law. Each plays a different role in reducing the tax burden and is governed by specific provisions under the Income Tax Act, 1961. Personal Loan: Top-up Loan vs New Loan – Which One Should You Choose in…
Secured vs unsecured Loan: Loans are essential financial tools that enable individuals and businesses to meet various monetary needs, from buying a home to managing emergencies. The two fundamental types of loans are secured loans and unsecured loans, each with distinct characteristics affecting interest rates, approval processes, risk, and repayment terms. Choosing between these loan…
Imagine this: you’ve planned your life’s biggest celebrations, invested in your dream home, or maybe just tackled a financial emergency — only to realize another expense has popped up unexpectedly. Panic sets in as you wonder: do you apply for another new personal loan and dive into the lengthy approval process, or can you use…
